Better Business Purchasing
See exactly where your money goes. Zena gives you instant visibility into every expense, organizes transactions automatically, and rewards your business with cash back on every purchase.
The Zena Expense Card
Separate business, personal, and client expenses with Zena — a free card that auto-sorts spend into Buckets and helps you save more at tax time.
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Expenses, Organized
Zena AI auto-sorts your transactions into Buckets so you can track every dollar, unlock more tax deductions, and stay audit-ready. All without lifting a finger.
Zena Rewards
Get cash back and discounts on tools you already use like Canva, Meta Verified and more just by paying with your Zena Card. It’s perks for spending smart!
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Why Top Money Minds Recommend Zena
How It Works
1. Sign Up And Apply For your Free Zena Card
We’ll help you set up your business profile and issue your first card in minutes. No fees, no credit check.
2. Create Buckets To Stay Organized
Separate client, business, and personal expenses by theme, job, or project and assign each Bucket its own card.
3. Swipe. Save. Repeat.
We’ll automatically track your expenses, earn you rewards, and keep everything audit-ready.
Whether You’re Freelancing Or Incorporated — Zena Fits
Side Hustlers
Separate personal and gig expenses, auto-track subscriptions, and unlock more tax deductions. All without an LLC.
Creators
Auto-tag your tools, trips, and gigs. Know what’s deductible and keep creative income organized, right from your phone.
Small Teams
Assign cards to team members, track spend by job or client, and keep your books clean effortlessly.
Large Teams
Get audit-ready logs, real-time visibility, and smart buckets that organize spending across projects, roles, or locations.
Why Zena
Track Expenses By Client, Card or Category. No More Guesswork At Tax time.
Spend With Clarity
Track expenses by client, card, or category. No more guesswork at tax time.
Unlock More Write-Offs
Zena auto-tags purchases so you claim every deductible dollar — up to $4,000/year for your business.
Stay Audit-Ready
Zena keeps clean records behind the scenes so you’re prepared if the IRS ever comes knocking.
Get Rewarded To Grow
Earn perks when you spend on tools you already use, from Canva to Meta Verified.
Spend From Your Zena balance
Your Zena Card draws from your Zena Balance, which you can fund by connecting a bank account and making instant deposits.
Use it online or in-store for business, client, or personal purchases. Every transaction is tracked, tagged, and organized into Buckets.
Label, Assign, And Control Spend With Buckets
Buckets let you organize spend by project, client, team member, or category, your choice! Each bucket gets its own card, so every purchase is labeled from the start. You can even invite team members to a bucket, so they can spend too, making tracking and tax prep effortless across teams of any size.
Enjoy More Ways To Earn Up To 30% Cash Back
Your Zena Card unlocks rotating offers on business essentials from design tools to marketing platforms. Earn real discounts on things you’re already paying for, like Canva, Meta Verified, and more.