A Plan for Every Step of your Business Journey
Get started for free today. No credit card required.
Free
For solopreneurs and side hustlers
$0
Per month/ billed monthly
Key Features:
Unlimited Virtual Cards
Physical cards for in-person spend
1 user
Full access to software features
Pro
For small teams managing shared spend
$20
Per month/ billed monthly
Everything in Free plus:
3 users included
QuickBooks Online Integration
Add users for $5/mo each
Rewards
For teams who want extra rewards when spending
$25
Per month/ billed annually
Everything in Pro plus:
$200 in annual statement credits with Zena rewards program
Free
For solopreneurs and side hustlers
$0
Per month/ billed annually
Key Features:
Unlimited Virtual Cards
Physical cards for in-person spend
1 user
Full access to software features
Pro
For small teams managing shared spend
$17
Per month/ billed annually
Everything in Free plus:
3 users included
QuickBooks Online Integration
Add users for $5/mo each
Rewards
For teams who want extra rewards when spending
$25
Per month/ billed annually
Everything in Pro plus:
$200 in annual statement credits with Zena Rewards program
Spend more and unlock additional rewards
Do you have a large team or specific needs or requirements? Talk to sales
Included in Every Plan
All plans come with these powerful features
Create unlimited projects
Reassign transactions to the right project
Track spend agains project budgets
Set card-level spend limits
Fund cards directly from your bank
Auto-categorize transactions with Zena AI
Get spend insights from the Zena AI Agent
Add memos and receipts via SMS
Import transactions from any card
Download monthly card statements
Export transactions to file
Frequently Asked Questions
Yes, our free plan is free forever and includes everything you need to start organizing your spending and tracking where every dollar goes.
Absolutely! You can upgrade or downgrade your plan anytime from your account settings.
Nope! With Zena subscription plans there are no hidden fees, setup costs or surprise charges.
No, although you have the option to save money by signing up for one of our annual plans.
With any Zena plan you can create as many projects your business needs.
You can add up to three users if you are subscribed to our Pro plan. Need even more users? you can add an additional user for $5 a month.
You can sync your Zena Card transactions to QuickBooks Online with our integration—available on the Pro or Rewards plan.
Absolutely. Zena uses bank-grade encryption and follows industry best practices to protect your data. We never sell your information to third parties.
Your banking data is used strictly for expense tracking and financial insights.
Yes! You can disconnect your accounts at any time from your settings.
The Zena Card is a free, unlimited-use Visa card designed to help businesses manage expenses seamlessly. Every transaction is automatically categorized, making bookkeeping effortless.
No, it’s not a credit card. It’s a pre-funded business card—you fund it, and it helps you track expenses per projects without affecting your credit score.
Each purchase is automatically categorized in Zena, eliminating the need for manual entry. Transactions are linked to specific projects, giving you real-time visibility into your spending.
Yes! You can assign separate cards to different projects, keeping expenses organized and improving budget tracking.
Yes! Since it’s a Visa card, it works anywhere Visa is accepted.
No, the Zena Card is designed with transparency in mind. There are no fees for card activation, adding funds, making purchases, or maintaining your account. ATM withdrawals and balance inquiries are not supported. You can always access your account and receive SMS/email alerts at no additional cost.
No, Zena Cards are not tied to credit—no credit check is required.
You can transfer funds from your connected bank account directly into your Zena balance to fund your card.
No, the Zena Card is strictly for business expenses and helps track spending by project.
You can instantly lock your card in the Zena app and request a replacement with one click.
Yes! Your card is backed by Celtic Bank and protected by Visa security protocols.
The Zena Card is powered by Stripe and issued by Celtic Bank, pursuant to license from VISA USA Inc.
Yes! It’s a business Visa card that works anywhere Visa is accepted.
All transactions are protected by Visa’s zero liability policy. If you see unauthorized activity, report it immediately in the Zena app.
You can dispute charges directly in the Zena app, and our Customer Support team will assist you.
Yes! If you need more custom workflows, or specialized integrations, Zena offers custom solutions tailored to your business.
Yes, to talk to our team send an email to sales@zena.com. If you would like to get started you can always first sign up for free and reach out after.
