Start Practicing Rich Habits With Zena
Start using the same tool Austin and Robert trust to automate their business expenses, stay organized, and earn 10% back when you spend $500 or more.
Organize Spend Into Buckets
Spend Your Zena Balance
Earn Rewards As You Spend Smart
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Unlimited Cards, No Fees
Built to Save You Time, Money
And Headspace
Spend With Clarity
Track expenses by client, card, or category — no more guesswork at tax time.
Unlock More Write-Offs
Zena auto-tags purchases so you claim every deductible dollar: up to $4,000/year for your business.
Stay Audit-Ready
Zena keeps clean records behind the scenes so you’re prepared if the IRS ever comes knocking.
Get Rewarded To Grow
Earn perks when you spend on tools you already use from Canva to Meta Verified and more!
Frequently Asked Questions for Rich Habits Listeners
They believe in systems that multiply time and build wealth. Zena automates their business finances, eliminates manual admin, and earns them cash back on the purchases they already make.
Most users are up and running in under five minutes. Just create an account, link your bank, and you’re ready to go. You can start using the Zena Card immediately upon approval.
No. Zena works with your existing setup. You can keep your bank, keep your accountant, and Zena will fit in like a missing puzzle piece.
When you spend $500 or more on your Zena Card within 60 days of signing up, you get 10% back as a statement credit. It’s our way of rewarding you for getting started.
Zena is built for how real businesses spend. Instead of tracking purchases by person, Zena organizes spending by purpose—like client work, recurring tools, or personal expenses. Each virtual card is tied to a “bucket,” so your transactions stay clean, separated, and easy to categorize at tax time. That means fewer gray areas, maximized deductions, and no more digging through statements.
Zena is free to join, with no monthly fees or commitments. Optional premium features are available, but you can get real value from day one at no cost.
Yes. Zena automatically categorizes every transaction and keeps your business, personal, and client purchases cleanly separated. That means no end-of-year scramble, fewer questions from your accountant, and a lower bill since there’s less cleanup work to do.
Yes. Zena’s AI Agent is always on call via text. You can ask questions like “What did I spend on software last month?” or “Did we get that Meta receipt yet?” Just send a message and Zena responds with answers, insights, or actions—no need to log in.
Yes. You can invite others to join your Zena account and issue them cards tied to specific buckets and assign a spending limit. That means clean, controlled spending—no shared cards, no crossed wires, and full visibility over how your budgets are used.
Zena’s AI Agent is your first line of support and is always ready to answer questions directly in the app or via text message 24x7. Whether you’re checking a charge, need a spending summary, or have setup questions, just ask. And if you need more hands-on help, our team is always standing by for the Rich Habits community.